Supporting small and medium enterprises with flexible financing

No fixed payments – pay according to the company’s income.

Calculate your ideal financing solution in just a few seconds.

The data calculated by the calculator is for informational purposes; to receive a personalized offer, it is necessary to complete the loan application.

Annual revenue

30,000€ 125,000€

Receive immediately

6,000 €

See detailed information here

Weekly payment

1,600€

Total amount

82,500 EUR

Percentage paid

7,500 EUR

Loan term

12 mēneši

Benefits

Flexible

Repayments adjust based on your company’s income. You choose what % of the company’s weekly income you want to allocate for loan repayment.

Fast

Quick and easy online application. Receive an indicative offer within 2 hours.

Convenient

Loan repayment is made automatically using modern open banking solutions.

What is flexible loan repayment?

01 Cash flow management

Repayment is based on your revenue data, allowing you to pay more when business thrives and less during quieter periods.

02 No fixed monthly payments

You choose what percentage of the company’s revenue you will allocate for loan repayment

03 Opportunity to invest in business growth

With POSfinance revenue-based financing, you can focus on growth without worrying about strict repayment schedules

Customer Reviews

Application process

Online application

Quick and convenient online loan application. Receive a response within minutes.

Personalized offer

Financing tailored to your business opportunities and needs

Fast financing

Receipt of funds within 2-3 days after approval.

Flexible repayment

You choose what percentage of the company’s revenue you will allocate for loan repayment

Grow with confidence

Focus on growing your business with the confidence of flexible support

Automatic repayment

1x week

Why POSfinance?

POSfinance offers revenue-based financing specifically tailored to business fluctuations, ensuring a maximally simple and easy loan repayment once a week

PARTNERSHIP

We understand business fluctuations, which is why we want to be a reliable partner for your business, helping you achieve your goals and grow in the long term

GROWTH

We stand for business development in Latvia and work to create an environment that inspires people to create and promote innovation

PEOPLE

The greatest value is the individual. Our team consists of professional finance industry experts who are ready to share their experience and knowledge to help you, as an entrepreneur, grow and develop

Q&A

1. What is POSfinance?

POSfinance is a modern business financing solution that provides the opportunity to receive a fast and flexible loan, adapting the funding to your company’s revenue. It is a convenient way for businesses to obtain the necessary funds for business development.

2. What is revenue-based financing?

Revenue-based financing is a flexible business loan model in which loan repayment is adjusted to your company’s revenue. The higher the revenue — the larger the repayment amount, and vice versa. This approach helps businesses maintain stable cash flow and reduces the financial burden.

3. Who is revenue-based financing suitable for?

This type of financing is especially suitable for businesses with regular revenue, such as retailers, manufacturers, and service providers. A revenue-based loan is an excellent choice for companies that want a flexible and secure financing solution.

4. How does loan repayment work?

Loan repayment is adjusted to your actual revenue. You pay only a fixed percentage of your weekly income, which ensures a flexible, transparent, and predictable repayment process.

5. How is the agreement concluded?

An agreement with POSfinance can be concluded online. The process involves filling out an application, submitting the required documents, and confirming the agreement. The entire procedure is fast, convenient, and secure.

6. How much does a loan cost?

The cost of the loan is determined based on the loan amount and the chosen repayment schedule. The exact price of the loan will be known at the time the agreement is signed, so that you are fully aware of your expenses and financial obligations before the loan is approved.

Contact us!

Your Partner in Sustainable Business Growth

POSfinance is committed to being your long-term growth partner. Our flexible, revenue-based financing adapts to your needs, helping you achieve sustainable success without additional pressure. Let’s build a stronger future together.

© 2024 POSfinance

CONTACTS

SIA “SmartFinance”

Reg. No. 40203552980

Skanstes iela 50, Riga, LV-1013

+371 2933-8687

[email protected]